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Minneapolis Collision Repair, Auto Body Repair, Collision Group
We are moving into winter here in Minnesota and over the next six months there will be thousands of car accidents. After a fender bender, it’s just as smart to steer yourself into the hands of the right auto body collision repair center as it is to check out a contractor’s credentials when you need Minneapolis collision repair.
With more than 35,000 auto body repair shops nationwide, choosing a shop can be confusing.
Steve Cox, vice president of the Council of Better Business Bureaus (CBBB), says, “Although an insurance company may make some recommendations, drivers ultimately are responsible for selecting an auto body repair shop. Choosing a trustworthy, quality-oriented shop is very important for ensuring the best possible results.”
The CBBB and the National Auto Body Council (NABC) have teamed up to help consumers better manage the collision repair experience, with tips on choosing a trustworthy shop, saving money on a replacement rental car and knowing how to settle any disputes.
Choose a Trustworthy Minneapolis Collision Repair Shop. Check out the shop’s qualifications by asking about advanced technician training from a national organization such as the Inter-Industry Conference on Auto Collision Repair (I-CAR) or National Institute for Automotive Service Excellence (ASE) certification.
Look for Commitment to Customer Satisfaction. Ask whether the shop is a member of the Better Business Bureau and verify information on the BBB Web site at www.bbb.org to see if the shop maintains a good reputation.
Arrange a Replacement Rental Car. Since the average car is in the repair shop for two weeks, ask if the shop can make recommendations for a rental car company and if it can arrange for a replacement rental car to be ready when you drop off your car. If your auto insurance policy includes replacement rental car coverage, which is usually only a couple dollars a month, you may get a rental car for little or no money.
Get Everything in Writing Up Front. Get a written repair and price estimate of the work to be performed, as well as an explanation of why specific recommendations are necessary to correct the collision damage, before the job begins. Also, ask about a warranty. Professional, reputable repair shops will stand behind their repair work by offering a warranty.
Subliminal Technology – Subliminal Tools You Can Use To Achieve Power Profit And Success
The mind is one of the most mysterious areas of the human body. Many people have spent lives trying to figure out how the mind works, and thats not an easy feat considering that the mind works on several different levels. In each level, the mind uses a particular frequency to communicate.
But the study of the workings of the mind is one that promises much potential. The mind is so powerful, so if you can fully understand how it operates, that means you hold its power in your hands.
And it is so powerful that mind control is actually often connected to the full achievement of power and success in ones life. This is what the universal law of attraction revolves around, and it has gotten much attention lately, with so many books and documentaries about it.
So if you want to get in on the power of the mind, you have to know what tools you can use. There are now a lot of subliminal technology going around that help us gain more control over this powerful controlling organ in the body. Subliminal technology can help us initiate actions and thoughts by sending messages straight to the subconscious, a powerful level of the mind where information get stored.
Even therapists use subliminal programming technology as tools. It can be used to bring about healing, influence, or action.
Here are some examples of the best subliminals you can use:
Subliminal audio. One of the most commonly used subliminal technology is audio. This is available in the form of subliminal mp3 or CDs. This type of technology uses sounds that are produced in a wave frequency similar to that used by the brain.
Subliminal visualization. In visualization, subliminal images are used. These images are designed to form a specific thought pattern once they are absorbed by the brain. So these are made to achieve specific personal development goals. Some subliminal images are designed for weight loss, some for self confidence, and so on.
Both audio and visualization techniques have one goal: to instill positive and constructive messages in the brain. Some examples of positive messages include:
I believe in myself.
I overcome challenges with ease.
I see myself successful and fulfilled.
I love my work.
I perform challenging tasks with clarity and focus.
I can make it happen.
The effects and responses to different messages differ drastically from one message to another and from one person to another. So you need to be able to find the right messages to use that will ignite the right response in you.
If you are interested in using subliminal technology for certain goals and personal development acts, you should do your research first to determine which tool works best for you. You may also ask your therapist for advice. There are many kinds of subliminals, namely improving memory subliminals, masculinity subliminals, Christian subliminals, feminization subliminals, and so on.
Technology Innovations Drives Success Mobile Commerce
Today, many technology innovations provide great functionality at lower price, giving more values to customers and stimulate mobile consumer market. The trend had shifted the consumers closer to business where on-line transaction can be done through simple clicks at palm.
Product designers have played a great role in improving interfaces for better information presentation over mobile devices. Many technology corporations have been engineering on artificial intelligence to humanize handheld devices into a better personal assistant. In the most familiar face, Siri technology in iPhone 4S is the most advance implementation of voice recognition technology that can help the owner to get things done by asking.
Geographical location technology must also be accredited for the success of Mobile Commerce. In order to deliver location service, mobile device tracks individual physical location as he or she moves about. Without many consumers knowing, some data-mining company use the Global Position System (GPS) to track their movement for market research. As such, this help researchers to study the consumers’ habits and behavior to exploit further possible technologies to complement lifestyle.
With much convenience provided through GSM (Global System for Mobile Communication), the most common cellular standard, extended by the GPRS (General Packet Radio System), banks and payment gateways have adopted token authentication as the best practice for safe mobile transaction. Soon to be true, more consumers will have a better reason to switch to cashless payment after the announcement of NXP Semiconductors N.V. secure contact-less Near Field Communication (NFC) technology solution.
On top of the cutting-edge technology, mobile web platform is available today to help company engages in the development and management of mobile site without much complexity. It is an on-line system that provides convenience to member of staff to manage the entire mobile web site without the need for any technical knowledge. For many business owners, this is thought to be highly sustainable and cost-effective than the traditional method of engaging highly paid professional to work on project based web development. A mobile site builder helps organisation to suit their mobile site exactly to the company image without compromising its security.
Strong infrastructure combines with innovative technological ideas give additional earning opportunities to vendors with reliable products. Besides setting up a physical store, a virtual business is equally important to attract technology savvy consumers who tend to leverage on the social network to search for better deals in the vast internet space.
Are you ready for Mobile Commerce?
Understanding Texas Auto Insurance Laws
Examining the Minimums for Auto Insurance in Texas
Have you recently moved to Texas or are you a young driver just looking into auto insurance in Texas for the first time? If so, you might not yet be aware of the minimum requirements for Texas auto insurance policies. Today, we will offer you a closer look at minimum requirements, as well as what to seek when you are looking for Texas insurance.
The Main Points of Minimum Texas Insurance
Liability limits are 25,000 for bodily injury
or death to one person and 50,000 for bodily
injury or death to two or more people.
Liability Texas auto insurance also means a
minimum of 25,000 in coverage for damage or
destruction of property.
Texas does offer the choice to post financial
bond and provide self-insurance in lieu of a
traditional Texas insurance policy.
What Other Rules Govern Texas Auto Insurance?
You will find that in Texas, you must carry policy minimums on every single car that you own. Proof of insurance is required to be in the vehicle at all times, and driving a motor vehicle without this proof will result in fines between $175 and $350 for a first offense, with fines increasing for subsequent offenses. If you are caught without proof of insurance three times, your driving privileges will be suspended. It is also important to note that insurance is required on your vehicle before you will be allowed to register it with the state.
Dont Let Your Texas Auto Insurance Lapse
If you live in the state of Texas and have a vehicle registered with the DMV, a lapse in coverage will be automatically reported. Allowing your coverage to lapse can result in license suspension if you are caught driving. Maintaining auto insurance in Texas is absolutely crucial.
Why Do I Need Insurance?
If you are trying to understand why Texas insurance is mandatory, consider this. No matter how excellent your driving skills may be, all it takes is a moment of distraction or even a flat tire to send your vehicle out of control, damaging property and possibly even hurting or killing someone. Without Texas auto insurance, you would be held liable for all expenses, and without the money to pay, injured parties may not be able to receive proper care. Insurance laws protect you as well as others, and maintaining mandatory minimum insurance isnt just recommended, its the law.
Scientific Research Into The Benefits Of Montessori Education
The University of Virginia conducted a variety of studies on academic performance, social skills, behavioral tendencies and psychological norms of Montessori students who were five and twelve years of age. They then did comparable research on non-Montessori school children of the same ages. The study was recently published in the academic journal Science by Dr Angeline Lillard, one of the universitys professors of psychology at their Charlottesville campus. The results of the study lead to surprising headlines on mainstream media sources such as the Guardian in the United Kingdom and CBS in the United States.
In brief, the Montessori Method was developed over nearly four decades by the education and psychology specialist Maria Montessori. Her research and implementation of what is now the Montessori Method started at the beginning of the 20th century and has continued to be implemented in its purist forms and in other cases contextually adapted to meet social and cultural norms. The core principles stay the same regardless of contextualization though. First and foremost, the student is provided a safe and stimulating environment where they are granted the authority to follow their natural instinct to gravitate towards wanting to learn. Teachers guide students through the self-directed learning process and play the role as the facilitator and observer more so than the traditional teacher model. Sharing, fairness and inter-age socialization are encouraged while the system downplays the need for competition and stress in the classroom. Testing and grading is not a standard within the original methodology, but in countries such as the United States, children do complete the national standard exams. The culture of a Montessori school is sharply different than non-Montessori schools but the goal of educating the students is the same. But which is more effective?
Researchers from The University of Virginia found that the five year olds at Montessori schools had better math and reading skills and tested better than those pupils at public and non-Montessori private schools. Even without regular testing (as in public schools), the Montessori students were able to spell, utilize grammar and execute punctuation better. Their socialization and problem solving skills were vastly more developed over their counterparts as well.
Although Montessori twelve year olds scored similarly in math and reading skills on examinations, those who were observed and tested were significantly more creative and sophisticated with their writing skills. But due to the inter-age interaction and methodology of the Montessori school system, children demonstrated a more secure sense of self, and scored much higher on social and behavioral tests.
The research suggests that the Montessori Method is in fact the better education system, but Dr. Lillards main conclusion is that she is looking forward to further researching the topic nationally and potentially internationally to come up with more conclusive evidence.
Quit Wasting My Healthcare
The new blog of Compass Professional Health Services called Quit Wasting My Healthcare is focused on helping individuals and employers receive higher quality care and stop losing money on senseless healthcare costs. Quit Wasting My Healthcare is written by healthcare experts: a physician and a former hospital finance executive. They form a team with integrated clinical and economic acumen that is so badly needed in today’s healthcare world. The writers have seen the frustration, the inefficiency and the substandard care that is the US healthcare system from the front lines. The writers also have the data and have identified over $1 billion of waste in just one major metropolitan area alone. Employers are getting fleeced. Patients are not getting the care they deserve. Quit Wasting My Healthcare is your guide to the underlying problems and their solutions.
Quit Wasting My Healthcare takes insider provider know-how, turns it around and gives it to you in easy to understand language so that you can navigate the broken US healthcare system. Recent posts include topics such as:
(1) Using co-insurance to drive change
(2) $1,000 CT scans of questionable
(3) Price differences of over 200% even within network
You’ll find ideas on employer health benefit plan designs, thoughts on saving money when visiting the doctor, and comments on the politics of healthcare in the United States.
If you are a company CFO or president, if you work in employee benefits, if you are a healthcare professional or if you work in the insurance industry, then Quit Wasting My Healthcare is worth your attention.
Not reading it is a lost opportunity to learn something smart about healthcare.
Compass Professional Health Services was established in 2005 with the mission to help employers and individuals lower their healthcare costs while maintaining or improving the quality. Our employees and leadership bring unparalleled expertise in provider charge structures, patient guidance, and health satisfaction metrics. This experience uniquely positions Compass as a leader in employee healthcare support. Our services return control to the patient in a way that benefits the entire healthcare system. Better care, lower costs, happier patients – employers who use Compass see the difference.
The Mission of Compass Professional Health Services is to enable consumers and employers to receive and purchase higher value healthcare.
The Vision of Compass Professional Health Services is to be the premier provider of information and services that shift consumer and physician behavior towards lower cost and higher quality care.
Every person has the power to become a better healthcare consumer.
Study Overseas and Merge Education and Vacation
A Europe study abroad program is a great and simple way to merge two of the “cations” in your life: education and vacation. Not only can a period of study in Europe enrich your educational experiences and understandings, it can also allow you to experience new cultures, new places, and new parts of the world you may have never seen before.
But, all of the above might not be enough to convince yourself, or more accurately your parents, that a semester abroad or summer school in Europe is worth all the time, money, and hassle of relocating. But, the fact remains that the Europe study abroad programs are well worth the effort.
The benefits of Europe study abroad programs are many. Here is just a sampling:
An Infusion of Variety: No matter where in Europe you choose to go, excitement will surely welcome you with open arms. Europe is filled with restaurants, museums, galleries, shops, and historic sights you may have only dreamt of visiting. A Europe study abroad program gives you the chance to experience all this. It gives you a chance to have the world, or at least part of it, at your fingertips.
A Catalyst to Your Degree: For many students, a semester or summer school in Europe can serve as a catalyst to your degree. If you are majoring in a foreign language, foreign relations, or international studies, for instance, a study abroad Europe program can give you valuable experience and potential connections. If you are majoring in history, art, or architecture, a study abroad Europe program can give you valuable insight, inspiration, and understanding of the birthplace of many movements and events.
An Improvement to Your Resume: While you might not be thinking of jobs as you study abroad, the job market will be waiting for you when graduation happens. Unfortunately, this is not always a good thing: the market, especially at presently, is highly competitive. Thus, your resume needs something to help it stand out. A study abroad experience can help you do this. Studying abroad tells potential employers that you are not a afraid to adapt to new changes, to take chances, and to travel outside of your comfort zone.
A study abroad Europe program is an all win situation for the student involved. Allowing you to have your cake and eat it too, Europe is a wonderful and exciting place to experience, both inside, and outside the classroom.
Call Center Outsourcing for the Health Care Sector
Basically, call center outsourcing provides quite a number of organizational advantages for the health care sector. A good call center outsourcing can provide health care organizations the time to focus their attention on the more important aspect of providing health care services rather than spending half of the manpower on answering calls. When this particular task is eliminated, the organization and its entire human resource can generally focus their time on improving their competencies while providing a good customer service in a cost effective manner.
So if you understand your need for call center outsourcing, you must know that there are several vendors and outsourcing providers you can choose from. The number of options you have in the market will make it a lot easier for your health care organization to find the right provider that can offer a diverse range of quality call center services and using top of the line technology in order to make call center outsourcing more efficient cost effective both on the part of the provider and the client. But then again, it is also important for your organization to choose a company that can also offer a professional service using highly trained call center agents because health care is a serious business and it is important to find a provider that have qualified staff to handle the volume of calls that can be a matter of life of death.
When looking for call center outsourcing company, there are several things that have to be considered in order to ensure that the provider will be able to deliver the quality service you need for your health care organization. And since you are in the health care industry, it is highly important for the call center provider to have a vast experience in the health care sector. Although some vendors may actually claim that they are the right team for your outsourcing requirements, you must conduct a comprehensive evaluation with regards to the real capacity of the company to handle important calls and inquiries regarding the health care industry.
It would also be a major advantage if the call center provider has major experience in HMOs and has worked with different pharmaceutical companies and other related business industries handling telesales or telemarketing services that can satisfy your inbound or outbound requirements with the help of top of the line technology in the call center industry. It would be helpful if you can get access to evaluate the track record of the call center provider so your health care organization can verify their rate of success in handling telemarketing or telesales services for different related companies requiring call center outsourcing.
Depending on your actual requirement for call center outsourcing, your health care organization can certainly find a good provider that can guarantee for a quality service that significantly uplift the job competencies of your work environment.
Unsecured Small Business Loans Easy Financing Without Collateral!
Statistics prove that the demand for unsecured small business loans have been rapidly increasing over the past few years. The idea of an unsecured loan creates new financial horizons for individuals that may not have collateral. This is also of special interest to new business owners that are interested in entering a new business venture. Potential business owners are always interested in a business loan to provide working capital for their new endeavor.
The paradox when applying for most unsecured small business loan programs is that a new business owner does not yet have any collateral. This can quickly shatter a business dream. The only other consideration such an individual can have is to use his or her personal assets to secure a loan. But new business ventures have a risk associated with them, once that many people are not willing to transfer to their hard earned assets.
Collateral is often the biggest obstacle to the prospective business owner. Not only does a new business not yet have any commercial collateral to provide; but it is asking a lot for an entrepreneur to put his hard earned personal assets at risk in order to start a new business venture. Yet, without collateral, getting a business financing can sometimes seem impossible.
Small entrepreneurs, who do not have collateral to offer, find unsecured small business loans as an alternative, which help them expand their business to new horizons. They are only required to make regular repayments to the creditor without any apprehension of their business assets being repossessed by the lender in case of defaults. At the same time, small businessmen who opt for unsecured small business loans should be prepared to pay a little higher interest as compared to other credit options. However, interest rates may vary depending upon the credit history of the businessmen.
No collateral unsecured small business loan products are now available through select lenders, although they can still be relatively difficult to find among traditional banks and lenders. The revolutionizing force is coming from a plethora of web based lenders that are offering innovative new financial solutions, including no collateral loans. A variety of unsecured loan products for business and personal needs can be found via web based financial companies.
Applying for unsecured small business loans is easy, all the business owner need to do is just go on line and submit their loan details. Then the lenders will refer back to you with the loan decision in a few days.
Mohali boy debuts at Lakme Fashion Week
It is well past sun down but the day has just begun for this 27-year-old designer. “I have waited so long for this moment,” admits Vipin Batra as he scurries about getting his tall, leggy models to try out his designs. Batra opened the Generation Next designer category on the first day of the Lakme Fashion Week Summer/Resort 2010 in Mumbai last weekend. “I always dreamt of arriving with my own label,” says Batra. His phone hasn’t stopped ringing ever since March 5, when his alma mater Northern India Institute of Fashion Technology (NIIFT) in Mohali got to know about his debut.
Batra, who hails from Rajasthan, is from the 2004-2006 batch of Knitwear Design Technology. “All that I know of fashion, its techniques and philosophy is what I learnt at NIIFT, Mohali,” he says. His teachers haven’t forgotten him either. “Batra was very hard working and I am glad it all paid off well for him,” says NIIFT Mohali’s director Vijay Sharma.
Designer duo Hemant Lalwani and Nandita Rajpurani, incidentally, are two other successful designers who trained at the institute. About a year ago, he came out with his own label V for Vipin Batra. He took his new line to the Bangalore Fashion Week held in February this year. For LFW, Batra rolled out his Swirls of Life. “I like to experiment with different yarns by creating new textures. For Swirls of Life, I was inspired by the planets and the cosmos,” he says, whose line-up included snug-fitting gowns made of graphic-jacquard knitwear technique. With just Swarovskis for embellishment, Batra played up the line with lots of colour.
The response, so far, has been good. “I have got invitations for Hong Kong Fashion Week as well London Fashion Week. I am thrilled,” he sums up. Vipin Batra has been trying to make inroads into Lakme Fashion Week for over three years and finally made his debut this season.
Vipin says, “I was so excited to get this opportunity to show my work to a larger audience with Lakm Fashion Week – Summer/Resort 2010. I am not one to get afraid of competition, rather I take it as a challenge; it gives me even more strength to push my creativity to the next level. Swirls of Light is the main source of inspiration and one person who I would Love to dress in my signature style is my idol, John Gilliano.”
The author is an entertainment news editor and works for many websites related to event, bollywood, music, movie, concerts and theater. Visit one more interesting article of author: Mukul Dongre or visit: